Disclosures & Notices
Below are the disclosures and resources required by law, along with a resources to help you understand your loan and your rights as a borrower.
ARM Disclosure: If you're considering an adjustable-rate mortgage, this disclosure walks through how your rate can change over time, what triggers an adjustment, and what your payment could looklike under different scenarios
CHARM Booklet (Consumer Handbook on Adjustable-Rate Mortgages): A federally required guide that explains how ARMs work in plain terms - how rates adjust, what caps protect you, and the questions worth asking before you choose one.
Fair Housing and Equal Opportunity Notice: CoastHills is proud to be an Equal Housing Lender, committed to fair housing for everyone. No one is denied housing opportunities based on race, color, religion, sex, national origin, familial status, or disability.
Fair Lending: We evaluate every application the same way; on the merits. Our lending decisions are based on creditworthiness and ability to repay, never on factors that have no place in a lending decision.
Home Loan Toolkit: A CFPB resource that walks you through the entire homebuying process - from shopping for a loan to closing day - so you know what to expect at every step.